Build credit with a debit card.

Because why shouldn't you be able to?
The first debit card that helps you build credit.
Zoro Card works like a debit card so you never have to worry about a monthly bills, fees, or debt.
Building Credit History
Every Zoro Card swipe is reported to the credit bureaus to build your credit history.
No Credit Check
Apply in minutes, get approved instantly, and start building credit history with every purchase.
Apply for a Zoro Card
Apply for a Zoro Card in seconds and get approved instantly regardless of your credit history.
Use your debit card
Build credit when you use your Zoro Debit Card to make purchases and pay your bills.
There's no step 3
We report to the credit bureaus for you, and you can start building credit history through your every day purchases.

Build credit with every swipe.

Zoro Card works like a debit card so you never have to worry about a monthly bill, fees, or debt. When you make a deposit, your balance goes up. When you spend, it goes down.

Every card swipe is reported to the credit bureaus to build your credit history.
Secured by military-grade 256-bit end-to-end encryption.
Up to $250,000 in FDIC deposit insurance coverage through Hatch Bank, Member FDIC.